Every loss is different. Our services cover every stage of the property insurance claim process, from the first call to the final settlement check.
We'll meet with you at no cost to review your loss, explain your coverages, and outline how we can help.
We file your claim with the carrier, open the claim number, and ensure your notice of loss is properly documented.
We interpret every clause, endorsement, and exclusion to identify all coverages that apply to your loss.
Coordinating personal property crews, inventory reports, loss photography, and moisture mappings. Nothing missed.
We help coordinate mitigation to prevent further damage: tarping, boarding, drying, and securing the loss.
Hurricane, storm, and natural disaster response, including proven experience in the U.S. Virgin Islands.
We're on-site with the insurance company's adjuster to ensure every damaged item is documented in the scope.
Structure, personal property, additional living expenses, loss of rent, and business interruption estimates.
We negotiate scope, pricing, and depreciation directly with the carrier's adjuster until the claim is settled fairly.
We only get paid when you do. It's in our best interest to recover the most possible on every claim.
We provide expert witness services and testimony in disputed property insurance claim litigation.
Named appraiser services in the formal appraisal process when claims can't be resolved through negotiation.
Residential and commercial. Whatever the cause, we have the experience to represent you.
House fires and commercial fire losses, from structure to contents to additional living expenses.
Burst pipes, appliance failures, roof leaks, and sudden/accidental water losses.
Hurricanes, tornadoes, and severe storms, including roof, siding, and structural damage.
Residential property losses of all kinds. We represent the homeowner, not the carrier.
Business property claims including loss of rent, use, and business interruption coverages.
If your claim was denied or you feel the settlement is inadequate, we can help you fight back.
Consultations are always free. Tell us what happened and we'll review your policy with you. No obligation.
